Our story
Finance That Works for You
Fintop Loan was built on one belief: every working professional deserves fast, fair, and transparent access to credit.
2,00,000+
Customers served
₹1,200 Cr+
Loans disbursed
72
Net Promoter Score
24 hrs
Average disbursal time
Our Mission
We started Fintop Loan in 2021 with a simple question: why does getting a personal loan still feel like a bureaucratic nightmare for people with steady incomes and good credit?
Our answer was to rebuild the lending experience from scratch — paperless KYC, instant approvals, zero processing fees, and a support team that actually picks up the phone.
Today we serve over 2 lakh salaried professionals across India, disbursing loans in under 24 hours with an NPS score of 72.
What we stand for
Transparency
No hidden charges, no fine print surprises. Every fee and rate is shown upfront before you sign.
Speed
From application to disbursal in under 24 hours. Because your financial needs don't wait.
Fairness
Rates based on your actual creditworthiness — not a one-size-fits-all number.
Customer first
Real humans in our support team, available 7 days a week, 9 AM to 9 PM.
Leadership team
Arjun Mehta
Co-founder & CEO
Former VP at HDFC Bank with 15 years in retail lending.
Priya Nair
Co-founder & CTO
Ex-Razorpay engineer who built the underwriting engine from scratch.
Vikram Sinha
Chief Risk Officer
20 years of credit risk experience across ICICI Bank and Bajaj Finance.